1
Open an account with just your phone number.
Enter your phone number and input the verification number sent via SMS.
Simplifying DeFi
For Everyone.
finestt is streamlining decentralised finance and allowing you to invest easily, send money to your loved ones, earn rewards, and earn interest in just a few clicks.
Start earning interest with simple steps
2
Deposit into finestt
Use a credit/debit card or bank transfer to make a deposit into finestt.
3
Invest in DeFi
With just a few taps, allocate the amount you choose from your deposit to DeFi investments.
4
Start earning interest
Once you’ve invested in DeFi, you’ll begin earning interest right away. Enjoy watching your interest grow daily!
Why use finestt?
Easy-to-Use with Seamless Onboarding
finestt offers straightforward onboarding and easy-to-use financial tools, empowering you to manage investments confidently, quickly and simply.
Effortlessly Send Money Anywhere
It starts with your phone number. Log in to finestt, add funds to your account, and send USDC to anyone, anywhere—all you need is their phone number.
Earn Interest with DeFi Investments
By using finestt to invest in an interest-earning account, you can earn up to 7.61% APY*. Invest as much as you want and withdraw your funds at any time.*The provided interest rate represents the average over the past year up to the current date. Interest rates vary according to supply and demand dynamics in lending and borrowing markets.
APY 7.61%
Secure and Pleasant to Use
Your safety is our top priority, and we’re committed to creating a platform that’s both secure and offers a frictionless, enjoyable experience.
What is Decentralized Finance (DeFi)?
Decentralized finance (DeFi) is a financial system built on blockchain technology allowing people to access financial services like lending, borrowing, trading, and investing without relying on traditional banks or intermediaries.
Instead of centralized institutions, DeFi uses smart contracts—self-executing agreements written in code—to automate and manage transactions directly between users. This creates a more open, transparent, and accessible financial system where anyone with an internet connection can participate.
Earn interest with traditional finance
In traditional finance, interest is generated when banks and financial institutions lend out customers’ deposits to other clients. For example, a bank collects deposits from customers and then loans that money to businesses or individuals. Those who borrow the money repay the principal amount plus interest. A portion of this interest is paid to the depositors, while the remaining portion becomes the bank’s profit.
Earn interest through DeFi with finestt
In DeFi, there are no intermediaries like banks. People can deposit their cryptocurrency into a "shared liquidity pool," which is then lent out to others, earning interest in return. This process is entirely managed and executed by programs on the blockchain. Borrowers must deposit collateral for their loans, and interest is automatically calculated and distributed to lenders by the program.
DeFi offers several advantages over traditional finance, including high transparency, reduced intermediary fees, and faster transaction processing, as all transactions and programs are publicly accessible on the blockchain.
Our Partners
We’re proud to collaborate with leading partners who share our vision of making DeFi simple and accessible to provide financial opportunities to everyone.
Frequently Asked Questions
Our FAQs cover everything you need to know about navigating finestt’s easy-to-use DeFi platform, with easy-to-understand explanations.
How do I sign up for or access finestt?
How do I fund my account?
How do I invest and earn?
How much could I earn if I invest?
Is investing with finestt safe?
What if I need help?
What is De-Fi?
What is USDC?
Contact Us
Have a question or need assistance?
We’re here to help you navigate the world of DeFi with ease. Drop us a message, and we’ll get back to you shortly!
Let’s connect and simplify your financial journey!